Credible PayFi Vault
Liquid Yield Token tracing a payment financing yield strategy
Allocation
Real-time onchain vault composition token balances.
| Asset | 30D APY | |
|---|---|---|
Credible PayFi Vault
Liquid Yield Token tracing a payment financing yield strategy
Liquid Yield Token tracing a payment financing yield strategy
Real-time onchain vault composition token balances.
| Asset | 30D APY | |
|---|---|---|
Liquid Yield Token tracing a payment financing yield strategy
Liquid Yield Token tracing a payment financing yield strategy
Real-time onchain vault composition token balances.
| Asset | 30D APY | |
|---|---|---|
Everything you need to know about how the Vault works
The Credible PayFi Vault provides exposure to short-duration payment financing, where capital is used to advance stablecoins for real-world settlement and transaction flows rather than long-term lending.
Strategy execution, credit exposure, and repayment obligations are managed by Credible Finance through its PayFi platform. The vault itself is non-custodial and does not directly originate loans.
Yield is generated from fees and spreads earned on short-term payment advances and settlement financing. These cash flows are frequent and short in duration, allowing rapid capital rotation.
The vault uses a NAV-based pricing model, with periodic NAV updates reflecting deployed capital and accrued yield. Redemptions are notice-based and typically settle within ~24 hours, subject to payment settlement cycles.
The vault is exposed to offchain payment and credit risk, operational risk, and liquidity timing risk related to settlement cycles. There are no capital guarantees, and any losses are reflected in the vault NAV.
Hedera Mainnet
USDC
bCREDHedera MainnetUSDCbCRED
